What Stripe accounts are used and what is the payment flow?
Atlas uses Stripe as the payment gateway. If you would like to receive funds on the platform, you will need to set up a Stripe account and connect it to the platform.
When creating a Stripe account, you will need to only create a Standard Stripe account. Atlas does not accept or use Express, or Custom Stripe accounts. You can learn more about creating a Stripe account by reading the following: https://www.thrinacia.com/blog/post/creating-stripe-account-for-your-thrinacia-atlas-crowdfunding-website
If you would like to know more about the different Stripe accounts, you can read the following Stripe article: https://stripe.com/docs/connect/accounts
When using the Standard Stripe accounts, as used with Atlas, the charges that will be used are direct charges. You can learn more about direct charges by reading the following: https://stripe.com/docs/connect/direct-charges
As you can see, below is the flow of money between your platform account, and the campaign creator account:

As you can see, Stripe charges the campaign creator account when taking transaction fees.
For more information regarding Stripe payments, please contact Stripe support.